Some are calling Congressman Barney Frank's (House Financial Services Committee Chairman D-Mass) And Christopher Dood (Senate Banking Committee Chairman) proposed plan a bailout but I call it good business. The plan is simple, and simple is only simple unless you make it simple. Frank & Dodd propose that Lenders/Mortgage holders voluntarily write down principle/Intrest for Struggling Homeowners (Primary Home Loans) to current market value and then the Federal Housing Administration(FHA) will insure refinanced mortgages.The propsed bill has the FHA providing $300B in Guarantees to at risk homeowners. This plan would keep many homeowners in their homes and provde the Lenders with a new loss mitigation option. Furthermore, this effort should help soften the impact of recession and help stabilize our struggling markets. With every creative plan, your not going to be able to satisfy everyone. I think that we all agree that these Foreclosures are impacting everyone directly or indirectly. If we don't get a handle on this epidemic, it could leave a lasting impression on our country. We need to get this problem in check immediately, because we have big time entitlement problem waiting for us around the corner.

$274,900.00 9400 Atlantic #203 Margate City, NJ 08402 Beds: 1.0 Rooms: 1 Baths: 1.00 Sq. Ft.: 0 Garage: 0 Built: 0   LOWEST PRICED OCEAN SIDE ONE BEDROOM CONDO! LAVISH LIVING IN THIS BEAUTIFULLY REFURBISHED SECURE OCEAN FRONT BUILDING. UNIT ITSELF HAS BEEN UPDATED WITH NEW APPLIANCES, 12x12 CERAMIC TILE & FAUX WALL TREATMENTS THROUGHOUT. BATH HAS NEWWALL & FLOOR CERAMIC TILE & VANITY. BEING SOLD W/ NEW FURNISHINGS THAT COMPLIMENT WONDERFULLY WITH THIS MODERN UNIT! NEW EXTERIOR RENOVATIONS INCLUDE BRICK FACING, POOL DECK, BALCONIES, & HURRICANE PROOF WINDOWS & SLIDERS. ASSO. FEE INCL. UTILITIES, CABLE, INSUR. & This is a new listing that I thought you might be interested in. Visit this listing online to see more photos of the property, Google Earth satellite images, and much more.   If you have any questions about this property or require more information, please feel free to call. Howard HD DeRias Sellstate Innovative Realty, LLC 6095171929 www.hdsells.com     Visit this listing at Here

$319,900.00 1508 N. Arkansas Avenue Atlantic City, NJ 08401 Beds: 7.0 Rooms: 7 Baths: 3.00 Sq. Ft.: 0 Garage: 0 Built: 0   VENICE PARK TRIPLEX: TWO - 2 BEDROOM APARTMENTS & ONE 3 BEDROOM APARTMENT, EACH WITH 1 BATH. This is a new listing that I thought you might be interested in. Visit this listing online to see more photos of the property, Google Earth satellite images, and much more.   If you have any questions about this property or require more information, please feel free to call. Howard HD DeRias Sellstate Innovative Realty, LLC 6095171929 www.hdsells.com     Visit this listing at Here

$209,900.00 6 Vella La Vella Lane Egg Harbor Twp, NJ 08234 Beds: 3.0 Rooms: 3 Baths: 1.00 Sq. Ft.: 0 Garage: 1.0 Built: 0   CHARMING 3 BR / 1 BATH ON A 1/2 ACRE OF LAND This is a new listing that I thought you might be interested in. Visit this listing online to see more photos of the property, Google Earth satellite images, and much more.   If you have any questions about this property or require more information, please feel free to call. Howard HD DeRias Sellstate Innovative Realty, LLC 6095171929 www.hdsells.com     Visit this listing at Here

$259,900.00 13 Coronado Lane Egg Harbor Twp, NJ 08234 Beds: 3.0 Rooms: 3 Baths: 2.00 Sq. Ft.: 1900.00 Garage: 2.0 Built: 0   LOVELY LACOSTA LAKES 3 BEDROOM 2.5 BATH HOME. PRE-FORECLOSURE -OFFER ACCEPTANCE SUBJECT TO 3RD PARTY BANK APPROVAL This is a new listing that I thought you might be interested in. Visit this listing online to see more photos of the property, Google Earth satellite images, and much more.   If you have any questions about this property or require more information, please feel free to call. Howard W. DeRias Sellstate Innovative Realty, LLC 6095171929 www.hdsells.com     Visit this listing at Here

$339,900.00 5 N Hillside Avenue Ventnor City, NJ 08406 Beds: 4.0 Rooms: 4 Baths: 2.00 Sq. Ft.: 0 Garage: 0 Built: 0   This is a new listing that I thought you might be interested in. Visit this listing online to see more photos of the property, Google Earth satellite images, and much more.   If you have any questions about this property or require more information, please feel free to call. Howard W. DeRias Sellstate Innovative Realty, LLC 6095171929 www.hdsells.com     Visit this listing at Here

$425,000.00 131 White Horse Pike Absecon, NJ 08201 Beds: 3.0 Rooms: 3 Baths: 3.00 Sq. Ft.: 0 Garage: 0 Built: 0   Highway Commercial Property with 3 Apartments This is a new listing that I thought you might be interested in. Visit this listing online to see more photos of the property, Google Earth satellite images, and much more.   If you have any questions about this property or require more information, please feel free to call. Howard W. DeRias Sellstate Innovative Realty, LLC 6095171929 www.hdsells.com     Visit this listing at Here

$338,900.00 23 Marsh Rd Egg Harbor Twp, NJ 08234 Beds: 4.0 Rooms: 4 Baths: 2.00 Sq. Ft.: 0 Garage: 2.0 Built: 2003   BEAUTIFUL 4 BR 2.5 BATH COLONIAL IN DESIRABLE MEADOWS RUN This is a listing that I thought you might be interested in. Visit this listing online to see more photos of the property, Google Earth satellite images, and much more.   If you have any questions about this property or require more information, please feel free to call. Howard "HD" DeRias Sellstate Innovative Realty, LLC Cell: 609-517-1929 www.hdsells.com     Visit this listing at Here

The FORECLOSURE Scare!

Foreclosures have been a hot topic everywhere lately. The knowledge that so many of these arm loans are getting ready to adjust has many people running scared! Many finanically savvy companies & individuals, especially those in the stock market & US Fed have keyed on this very event.

If you are in the position of not being able to afford your mortgage (no matter what the reason) you need to know your options!  I have a tremendous amount of knowledge in this area and can explain those options to you. 

Don't be like the ostrich! Pull your head out of the sand and take a proactive approach towards your issue!  Time is of the essence and I want to help YOU!

Howard "HD" DeRias - Cell: (609) 517-1929

Realtor / Listing & Foreclosure Specialist / Short Sale Pro

Sellstate Innovative Realty, LLC